Lease to own

Equipment lease to own for Ontario businesses

Spread the cost of equipment over a longer term and keep monthly payments lower, with a path to owning the equipment at the end.

How lease to own works

With a lease to own, you choose the equipment you need and make regular payments over an agreed term. At the end of the term you have a path to owning the equipment. The details depend on your agreement, and we walk you through them.

It is a popular way for businesses to get equipment without a large upfront payment, and it can help you keep cash available for the rest of your business.

What to expect

Longer terms, lower payments
Low down payment
A path to owning the equipment
Plain-language process
Equipment across many industries
A financing specialist on your side

How it works

Three steps to your equipment.

1

Choose your equipment

Pick the equipment or asset your business needs from your dealer or supplier.

2

Apply in minutes

Fill out one simple online application. No finance jargon.

3

Get back to business

We work with you on the right option, so you can focus on running your business.

Common questions

Straight answers.

What happens at the end of the lease?

It depends on your agreement. We talk through your options with you.

How is it different from a loan?

With a loan you borrow money to buy the equipment outright. With a lease you make payments over a term to use the equipment. We help you compare the two.

How do I apply?

Fill out the online application. We review it with you and talk through the options that fit your business.

Is approval guaranteed?

No. All offers are subject to approval and credit review.

Ready to get the equipment you need?

Apply now